We understand the struggle and not everyone is mortgage eligible. That doesn't need to stop you from finding a home NOW that meets your needs. We partnered with two investment companies that provide alternative routes to getting you into a home. Choose the program that's best for your situation and let's get you into a home right away.
Berry-Rock Homes
Berry-Rock Homes is your gateway into a mortgage. This program allows you to rent the home you want to own while working on becoming mortgage eligible. It is for people that are ready to be a homeowner but due to some issue cannot qualify at the moment. Maybe the issue is credit score, a recent divorce, or income verification. Regardless, we purchase the home that you want to own, then lease it to you until you are ready to purchase the home back from us. You can exercise your right to purchase at any time.
If you have to live somewhere while you become mortgage eligible, it might as well be in the home you want to own.
Highlights
Application Fee: FREE
Bad/No credit okay
Few property restrictions
Choose any home currently for sale with your REALTOR®
7% of the purchase price is required as option consideration, which transfers with you when you purchase the property and can be used as the downpayment for your new mortgage.
0.1% is credited from your monthly payment toward the downpayment.
Once you become mortgage eligible you bring your own financing and purchase the home.